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Showing posts from July, 2017

PERSONAL FINANCIAL GUIDELINES

Saw this in a video and it made some sense. Just want to share and hear your point of view. Rule #1 Strive to save 10 -20% of your income. Rule #2 Pay your credit card balance in full every month. Rule #3 Max out your 401 (k) and other tax - advantaged savings account.  Rule #4   Never buy or sell individual stocks Rule #5 Buy inexpensive, well - diversified indexed mutual funds and exchange - traded funds. Rule #6  Make your financial professional commit to a fiduciary standard Rule #7 Buy a home when you are financially ready or stable. Rule #8 Make sure you are protected (Insurance). Rule #9  Do what you can to support the social safety net. (Controversial) Rule #10 Always look at these rules before making financial decisions.  *Copied from an online financial advisor. 

THE DIAGNOSIS OF AN ILL NATION PART 1 (history, examination and diagnosis)

Patient is a 57 year old nation who presented with a 2 year history of national division and call for tribal self determination. She developed this symptom of tribal call for self determination 2 years ago after a change in leadership in the nation. This symptom was associated with years of systemic corruption, mass poverty, national insecurity and an army of jobless youths. This national division was alleviated temporarily due to a 6 year leadership of the past government and a national conference that brought hope for a national restructure and a new constitution. Symptoms are exacerbated by the skewed representation in appointments made by the present administration to the disadvantage of a region, speeches that fuel disunity by elder state men of the various regions and the arrest of leaders of movements that preach dissolution of the union. Treatments that have been attempted include, a national conference, use of force to silence agitators, various dialog with leaders of variou